When it comes time to look for a Medicare Advantage Plan here are the four Cs that you should consider -- Coverage, Cost, Convenience and Customer Service

Coverage

• Cap that limits out-of-pocket expenses
• Additional preventive care
• Dental and/or vision benefits
• List of covered and excluded drugs
• Coverage gap for prescription drugs

Cost: Find the right balance between out-of-pocket costs and premiums for you

• Montly premiums
• Deductibles - The amount that you pay for health care before the plan begins to pay.
• Co-pay - The amount that you pay for each medical service such as a doctor visit.
• Co-insurance - The percent of a charge for services that you may have to pay after you pay any plan deductibles.
• Cost of brand name and generic drugs

Convenience

• Health plan's network of participating physicians, hospitals and pharmacies
• If you enroll in a private fee-for-service plan, verify that your provider accepts the health plan's terms and conditions

Customer Service

• Look for an independent source for information such as the Medicare Consumer Assessment of Health Plans (MA-CAHPS) released by the National Committee for Quality Assurance (NCQA). The NCQA also provides report cards on a number of plans. 
• Accessibility
• References from family and friends